With BrainScratch.com, students and parents have access to both Federal and alternative loans.
Federal loans are provided under the Federal Family Education Loan Program (FFELP). FFELP loans come from the government, and can be either subsidized (needs-based) or unsubsidized.
Alternative (private) loans come from places like banks, insurance companies, foundations, etc. and are usually used in addition to money from Federal sources.
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