Before You Apply

Take the Following Steps

• Weigh your financial options. Do you have savings or investments that could help?
• Talk to your child about expectations, responsibilities, and ways you can work together.
• Research the student loan application process on BrainScratch.com. Familiarize yourself with the processes, people, and terminology.
• Check your credit. Private loans will often be based on financial criteria such as your credit rating.
• Contact BrainScratch. We can answer your questions without long hold-times or slimy sales pitches.

When it's finally time to apply for your student loan, make sure you have everything you'll need.